Reynaldo Valentin
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
Whether you're buying your first home, refinancing, or looking for the best mortgage options, I’m here to provide expert advice and personalized solutions tailored to your needs.
Fluent in both English and Spanish, I’m committed to making sure every client feels informed and supported every step of the way. My mission is to make the home financing experience as simple and stress-free as possible, ensuring you make the best decision for your future.
Let’s work together to find the mortgage solution that’s right for you. Reach out today.
Phone: (469) 243-6570
NMLS#: 1972673
License: FL, TX
Spoken Language: English, Spanish
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 226 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
226+
Number of Lenders
10170+
1679+
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
I can’t thank Rey enough for making my first home-buying experience so smooth! From the start, he explained every step of the process in Spanish, which was a big help for me. The loan was approved faster than I expected, and I always felt informed and supported. If you’re looking for someone efficient, bilingual, and truly caring, I highly recommend him!
As an agent, I’ve worked with many loan officers, but Rey stands out! He not only knows his stuff but also makes my clients feel at ease. His attention to detail and ability to tailor loan options to each client’s needs are incredible. Working with him has made my job easier and my clients happier. Highly recommended for anyone in the real estate world!
Rey truly understands the needs of the Hispanic community. They provided resources and explanations in Spanish that made the process stress-free for my family. His dedication to helping people like us achieve homeownership is inspiring. Plus, he was always just a phone call away whenever we had questions. Thank you for your patience, professionalism, and heart!
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.